Bank Of China Hunan Branch Business System Outsourcing Risk Analysis And Measurement

This paper described in detail themeaning of financial services outsourcing and its characteristics, drawing on advanced domestic and foreign financial services outsourcing theory,this article analysised various risks in the the outsourcing of financial services that may arise, A risk for each concept of a comprehensive.Because each financial institution's outsourcing business environment is different, each financial institution outsourcing business risk arising from is different, how to measure different financial institutions outsourcing business risks are the focus of this paper.This paper mainly introduces three advanced abroad measurement methods of outsourcing of financial services: risk matrix method, Polda sequencing method, many factors AHP.In order to introduce these three kinds of risk measurement methods, first describe these three kinds of methods in theory, and take the Bank of China Hunan Branch of electronic statements and other management systems outsourcing project as a case on how the concrete application of these three kinds of financial services outsourcing financial risk measurement methods specified。The results of the study, this article compares three kinds of financial risk measurement methods of the pros and cons, considering the risk matrix are the basis of other methods, the risk matrix method in accordance with the risk matrix with the number of events on the complex, simple, fuzzy risk, as well as precision to measure the overall risk calculation.Polda sequence value method solves the risk of colorectal problems which the matrix method can't, it is through the different levels of risk ranking, making the importance of different risks can be fully understanding of financial institutions which created the risk of specific solution program, so it has more practical value.Many factors of AHP in the Polda sequence value method based on the risk of incident in more detail the division of risks into a fuzzy and precise indicators of the classification, for each risk event probability estimation, and given the appropriate weight, thus an accurate calculation of the overall risk。In all, regardless of the kind of method used above the Bank of China Hunan Branch of the electronic reporting system for risk measurement, the results indicate that the outsourcing of risk is low.