The Credit Strategies Of Small And Medium Enterprises Of Commercial Banks

The objective of this article is the credit strategies of small and medium enterprises of commercial banks.Whether in developed countries and developing countries,small and medium enterprises are the important components of the national economy.Small and medium enterprises in employment,social stability, absorb active economic aspects has played a significant role.Many troubles may small and medium enterprises face in their developing,especially the trouble of financing.As the important way of solving these problems,commercial banks usually can't present the credit service for the small and medium enterprises requiring,because many reasons such as risk management etc.How to settle this conflict is the most important topic of discussion of this article.By a case study of Guangdong development bank,we discuss the problems of credit strategies of small and medium enterprises of commercial banks, furthermore,find out the way to improve these strategies.By the way of integrating case study and criterion,this article researched the credit strategies of small and medium enterprises of commercial banks from combining theory and fact.After the case study of Guangdong development bank,integrating the successful experiences of other commercial banks.The small and medium-sized enterprises must face the grim realities in these years. So solving the problem of the credit strategies of small and medium enterprises of commercial banks had become more and more important.This article had provided many advices.