Analysis And Countermeasure On Lack Of Credit For Small And Medium-sized Enterprises In China

Credit of enterprise is an important asset, and an economic ID card to take on social-economic activities. Credit is the base of market economy, market economy cannot develop healthily without credit, in fact, without necessary qualified credit, our normal economic activities will be destroyed seriously. The credit relations in contemporary Chinese market economy is to a considerable extent out of control and needs both legal and moral discipline.There are six chapters in this article, The article bases on the state of absence of credit in China, in foundation that analyze toward our country credit imperfection at Present, the article has drawn some analyses on the Conception and nature of credit and effect of credit lapse, points out the necessity of construct socialcredit management system after the our country entrance WTO, and points out it is necessary to identify market economy as a credit economy in order to govern credit crisis, develops credit management in which enterprise is main body, adopt advanced credit management technology, and create sound enterprise credit, and Putting forward solution on development our country social credit management system by use the experience of western countries for reference, It also raises some brief suggestions on credit construction.