The Establishment Of Environmental Liability Insurance In China

Industrialization production makes a lot of economic interests, but at the same time it leads to worldwide environment problems. In order to contain environment pollution , more and more countries punish the inflictors strictly. But the compensation of the pollution subject is limited, when facing very serious pollution damage, they will even cause bankruptcy. The loss of the victims cannot be compensated. So many countries make environment liability insurance system in order to make the damage compensation socialization. It is necessary and feasible to establish the environmental liability insurance which has public compensation effect. It is good for solving environmental tort compensation problems, protecting the rights of the victims, maintaining the balance of environment, protecting the society stability and development. Now the environmental liability insurance of the United States of America, the Germany and the France has been perfect and they play a important role in spreading and managing environmental risk. But the development of environmental liability of China is late and slow, the research is backward, the practice is partial. So we must research it deeply and learn from the advanced experience of foreign countries. It has very important theory and practice significant for china to establish environment liability system which is adapt for national condition.Firstly, this article analyzed the concept and the characteristic of the environmental liability insurance, point out our the status and defect of our country 's environmental liability insurance system. The following is the need and the feasibility of the establishment of environmental liability in china. And the last, it established the system of environmental liability insurance in china based on the advanced experience of other country.