The Historical Perspective Analysis Of Shanxi Draft Bank's Coordination Development

With the newly emergent finalization and globalization, the connection between economy and finance seems to be closer than ever before. It is necessary to see that the role of the subject of financial action plays in the regulation of economic activities, in order to decrease the damage resulted from financial risk and to promote the harmony, stabilization and balance of financial development.First of all, the first part of the article is the description about the development of Shanxi draft bank. And the author try to make clear the relationship among the finance, economy and society in the historical development of Shanxi draft bank. The generation and development of the Shanxi draft bank was greatly influenced by the economic and social condition at that time: If social condition was fit and economy runs steadily, Shanxi draft bank would develop well; when there was something wrong with the economic development, the Shanxi draft bank would embarrass the economic development.Second, the analysis about the micro-coordination of the Shanxi draft bank ,about the efficiency of the means of the micro-coordination: the effective coordination between Zonghao and Fenhao in the same draft bank system was helpful for promoting the efficiency of the principal use, and for enhancing the fluidness and profitability of the principal; particularly, the principal-labor-owned system that differentiate the ownership from the usufruct on the principal, which made clear the relationship between the labors and the bosses, between the managers and trustees; the guild which regulated the activities of different draft bank in the industry, provide the environment for the generation and development; draft bank and Qianzhuang make profits of both sides increasing; the Hubu bank competed with the Piaohao unfairly, and made bad impact on Shanxi draft bank's development, which is the unfit elements in bank industry;the close relationship between the Piaohao and Qing government led to the imbalanced development of operation of the Piaohao.Finally, the third part presents realistic meaning of the harmony development, which apply some revelation and experience for the development of modern banks. On the macro level, steady political environment, well economy's running, and the boom of different companies could create better outer environment for the development of the financial agents. For micro financial subject, the experience and lessen during the development is worth learning, harmonious cooperation among many Shanxi draft bank, fair competition, and inside balance of the power, which supply good experience for the efficient development modern bank.On the whole, this article, based on the historical analysis of the financial coordination during the development of Shanxi draft bank, trys to find out the relativity between the financial development and economic, social environment, and gives some valuable suggestion to modern bank industry to promote the harmonious development of financial industry in China by analyzing the problems on the means of financial coordination including inside and outside ways for financial agents.