"Web-coin" Research

"Web-coin" is the new things appearing as e-commerce development. Its appearance is an innovation of the online payment. It is the internet enterprises'important charge mode and brings the great facility to consumers. With "web-coin" the constant enlargement application, the following question is increasing constantly too, especially stealing and the profiteering"web-coin". All these problems have influent internet industry development to a certain extent and also have brought the damage to consumers' property.Under this situation, relevant experts and scholars have discussed fiercely about "web-coin" attribute, risk and supervisory method. The center bank of China has issued"Electronic Payment Guide One", and"Electronic Payment Guide Two","management of clearing organization " is in fermenting too. But we don't have accurate in theoretical understanding about"web-coin"definition, attribute and risk of "web-coin" at present. In that case, if the policy we made is improper, the policy will probably hold back the e-commerce development seriously and will make a serious blow to internet enterprises.So, after investigations of a series of internet enterprises, the text made an introduction and analyzed about"web-coin".First of all, after analyzing the current situation of on-line payment and the characteristics of the online consuming groups, I can announced that "web-coin " appearance and fast-developing in China are inevitable. And then I make clear that "web-coin" is not the electronic money because it one-way circulate. It just likes an evidence of picking up goods. It is just a kind of payment method. There is no law to support the"web-coin"so it can't threaten the legal tender. The supply of "Web-coin" is always equal to its demand, so it cannot cause "inflation" in virtual worlds even in real world for it can't be changed into the legal tender. In addition, this text make a mathematical model for "web-coin " issue incoming and uses game theory to analyze difficulty of"web-coin"popularized in material object world.After understanding "web-coin" essence, this text analyzes"web-coin"production, issue and consume and potential risk and then bring up some measures by considering policies and regulations of U.S.A., Japan and South Korea to "web-coin".Finally, through investigating in Tencent Corp., this text summarized the production, issue, consumed and ensured the measure with relevant systems about QQ coin. I hope the content about QQ coin can give readers certain perceptual knowledge with the real example.