Research On The Rural Woman's Microfinance In Fujian Province

Along with the successful promotion in developing countries in recent years, microfinance has gained a remarkable achievement in fighting poverty.With microfinance becomes a global hotspot, it has attracted further more professors and scholars concern on it. Providing financial services to poor people, microfinance as a new financial facility has been introduced into China to be an effective way to improve the poverty and to promote employment.It will be a helpful solution for increasing farmer's income which is the core cocem of "three-agricultural issues", promoting the construction of social countryside.At present, the related researches about microfinance progress gradually.But most of them were reserached from macroscopic angle, the research connected concrete cases were scarcely, especially in the research on interaction among actors' behaviors, which deserves further research. In order to active the positive functions on fighting poverty of woman's microfinance program, promote the economical development in most countryside, especially in poor montane countryside, and to pull the low income woman in these areas into the track of national economical development so that they can share the joys of economical growth, the microfinance program of FuJian need some more improvement.Based on the purpose above we have refered, the arcticle choosed FuJian rural woman's microfinance program as object.But there are many differences between the research of microfinance program and other reseraches of same areas in the aspects of reseraching methods and components.By locating FuJian province as the investigation, starting up from microcosmic angle, the arcticle analyzes the impact and function of microfinance program on women from various aspects.Based on the cases of woman's microfinance program which are choosed from SanMing, NanPing, LongYan, NingDe, ZhangZhou, through concrete analysis on cases, It focus research on some experience and effect of these areas.Meanwhile, it also research the problems that existed on rural woman's microfinance program in detail and point out some issues for deal with .the problems.At first, the arcticle analyzes the relationship among the woman, the woman organization and microfinance program, point out the positive sense of microfinance program to the woman.Then, it has a detailed analysis on the status quo of Fu Jian rural woman's microfinance program, Such as some experience and problems in present situation.In chapter five of this arcticle, it specially analyzes some typical experience picked out from each area of FuJian in the form of case.Through detailed data and cases, it summarizes some helpful revelation.Furthermore, in chapter six of this arcticle, it introduced some successful modes and experience about foreign microfinance program.In the end of the arcticle, according to the analysis result and comparison of foreign successful modes, it puts forwards constructive and operative suggestions to improve the effect of FuJian rural woman's microfinance program, that is exert the government's conductive function, establish rural financial system, provid sorts of microfinance services, fix woman organization's key role in microfinance program, attach importance to woman training, rectify the enviroment of rural credit.