The Research On China Banking Supervision Under The New Situation Of Financial Department Open

On December 11, 2006, the Chinese financial department opened entirely, China banking industry has undergoed the significant change, The whole competition and the operational risk of banking industry arise. So the existing banking supervision system has urgent need to consummate and to improve. The article aim is to find a way to improve and consummate the existing banking supervisionThe full text is divided into four chapters. The first chapter narrate the new phenomenon under the new situation of financial department open such as foreign bank develop fastly, the competition of banking industry intensify, the risk of banking industry arise. And the existing banking supervision has many problems. For instance ,resultant force of banking supervision do not form and risk supervision is ignored.The second chapter compare US, British, Hong Kong with banking industry situation, banking supervision pattern and form, risk supervision system, legal regime construction of banking supervision.From microscopic angle, the third chapter utilizes some econometrics model to improve the risk supervision level of Our country Bank. Using the Probit model to establish the banking industry early risk precautionary system, and using the DEA analysis method to measure the bank operation efficiency and the bank management level.From macroscopic angle , aim at Our country banking supervision existing question which occur in the first chapter of narration's, The article try to proposes the solution. For example, the establishment of the supervision system to adapt the tendance that more and more banks tend to attempt more operations as investing bank, insurance,and so on. Transform supervision notion, Amend the banking supervision law enforcement work, Unify the independent audit and the interior audit , Improve audit supervision method and so on.