Research On Improving Financial Planning Business Of Domestic Commercial Bank

With the development of China's economy and the increase of our native, the requirement of wealth management from our domestic community has been becoming much more eager than everbefore. Now almost all of our domestic commercial bank has developed their financial planning business in these yeas for the annual significant growth in this field.But there is much fault in the several aspects when the commercial banks develop the business of financial planning for the bank's internal reason. The result is that the status quo of this industry has gone far away from the original intention of providing the universal financial service through the financial planning. But on the other side of coin, it has left much space for us to develop the financial planning in future. And there have been much academic works about personal financing come out in our China but there are little ones about Financial Planning Bussiness of Commercial Bank published by now.The author has initialized the research of this subject upon my recognition of the status. And the author has costed much time to make the field survey with many financial institutions and refer to much academic literature.Now the outcome has gradually shaped through the accumulation of important data and the analysis of status. This thesis has outlined the root of problem existed now and provided several constructive advices and measurements for the improvement of financial planning of our domestic bank..Hopefully the advices of thesis would help the improvement of financial products, the overall upheaval of service level and providing the new idea for the high executive level of banks to make the decision.