Analysis On The Competitive Power Of The State-owned Commercial Bank

Finance is the core of modern economic development. The level of financial development and the extent of financial deepening has thus become an important indicator of measuring the development of a nation's economy. After more than 20 year's development of China's economic reform, the Chinese financial system has been framed with the state-owned commercial banks serving as the center,and the other banking or non-banking financial institutions being the complementary. The core element of the current financial industry's reform has been to deepen the reform with the aim of establishing a consummate market-oriented operating system and of reducing financial risks. In this thesis, the author analyzes the competitive power of the state-owned commercial banks. Then, with SWOT, the tactic environment of the bank under discussions is analyzed and summarized from the following aspects: advantages, disadvantages, opportunities and challenges. This paper puts forward some constructive suggestions in promoted competitive power of the state-owned commercial banks, which are also helpful to other joint-stock commercial banks.Firstly, we analyze the competitive power of the banking sector depending on the theory of banking competitive power. Secondly, in this part we also selective analysis the characteristic of the state-owned commercial banks competitive power and related essential factor. Third, the paper stresses the state-owned commercial bank's conditions, the environment of competition around the state-owned commercial banks and compared with foreign-invested banks. These discussions build the foundation for the following suggestions. At the end, focuses on the solutions of problem about the state-owned commercial banks development.