The Research On The Establishment And Implementation Of Credit Management Model

To expand market share and sales volume, enterprises often preferentially sell on credit while providing excellent products. Selling on Credit may increase sales, while leads to large sums of credits overdue. The imperfect market control system and the firms' unscientific management on credit due cause defer payment and bad debt, which again add to the transaction risks of enterprises. How to control and avoid credit transactions risks, has become urgent and important issues.Control and avoid the risk of credit transactions is to establish a sound corporate credit management model. Credit will be formed after the management of the accounts receivable transferred to the former pre-credit products in the prevention and control of matter. Early on customer credit information and credit sales contract management, strict implementation of the medium-term customer credit rating method.Taking HL company as an representative, the thesis analyze the process of construct of new customer credit management system from the deep, exhaustive study. From the study, the enterprises can get ways and methods to the problems. The enterprises can manage the credit receivable better, get a higher level of customer credit receivable management, and reduce the loss of bad debt. The author hopes the article to offer helpful reference to some middle or small enterprise's customer credit management.