Risk Management Of China's Commercial Banks For Globalization

The international development of commercial banks is banks take the international market as areas for business, cover the world or most of areas of the world, cooperate and compete according to the international and accepted rules, directly or indirectly join in the financial service in the international finance market. The main customers are import and export corporations and multinational corporations and the financial products are highly standardized and liberalized. The international development of commercial banks is the important way and the inevitable result of movement of loaned capital in the international market and one of the standards for measuring the degree for the economical internationalization of one country. The flourishing development of the multinational banks is the main trend of bank industry since the 20th Century, the inevitable requirement and the important part for the international finance to be all-in-one.The international society pays more and more attention to the high risk and extensive influence to economy and finance from the international development of commercial banks. Since the reform and opening-up, the international business and external institution have a huge development. But for many years in the process of implementation of international strategy,the accumulated risk is appearing step by step. At the same time the uncomplete financial supervisory system, and the increasing crimes caused by internal personels show that the operational risks of commercial banks are very severe. the operational risks of commercial banks increases dramatically. So it is very necessary to analyze and investigate the operational risks of Chinese commercial banks under financial globalization, and to ensure the effectiveness of the operations in the banks.