The Joint-stock Commercial Banks' Competitive Power Evaluation Basing On IAHP With Weak Consistency

The banking analysis, referring to the commercial banks' competitive power evaluation, is an important part of the balance evaluation which will be held every quarter of the year in Joint-stock Commercial Bank. Currently, there are such problems in the commercial banks' competitive power evaluation as: (1)the use of "point" datum giving less options to the valuator and more disturbances of the misjudgment which effects on the accuracy of the interval judgment matrix; (2)it thought that the judgment matrix taking a value irrespectively; (3)allowing diagonal element (a_ii) to be an interval; (4)being not authoritative enough in marking the evaluation indexes; (5)evaluation datum lacking in reality; (6)it only setting out from the academic level, without considering the late operation strategy and working orientation of the commercial banks, and using the same evaluation criterion for the banks. In order to solving problems above, an IAHP model with the weak consistency is introduced, and also an index system of the commercial bank's competitive power evaluation is set up by co-working closely with the managers inside the banks in Dalian. Finally the judgment vector is carried out with the real datum, and the IEM's applicability to the interval judgment matrix with weak consistency is proved in the IAHP model.The first chapter tells the development and actuality of the evaluation methods, Analytical Hierarchy Process, banks' competitive power integrated evaluation, and stresses on the research background and main results of this text.The second chapter tells the basic process and theory of the AHP.The third chapter tells the IEM method on getting the weight vector and the weak consistency checking method on the interval judgment matrix, then compares the weak consistency method with the C.R. index method.The forth chapter sets up the joint-stock commercial banks' competitive power evaluation model. It fixes the evaluation index system firstly, by which setting the judgment matrix with the weak consistency, and carries out the weight vector by the IEM method, then gets the result vector WR_A with the real evaluation data, and finally gives the joint-stock commercial banks' competitive power evaluation in the form of the balance analysis by comparing and analyzing WR_A, considering local money market's developing situation.