The Research Of Chinese Credit Crisis Question

Market economy can be considered as credit economy essentially. Credit is actually the foundation of market economy. In the recent years, cases in terms of credit crisis occurred frequently. Such as fake and shoddy goods production and sales, credit loss in contracts, deliberate debt and fraud in commercial fields, high rate of deregulated loans, market control and under-counter exchanges in financial fields, until out law judge, miscarriage of justice and deliberately break the law in justice fields. If the credit loss becomes a common social phenomenon and has existed for a long time, people will los their trusts each other, and all economic activities in this society will never be carried on, the society will finally relapse into convulsions. Thus, researches and explores of the resolution on credit loss are crucial requirements to promote continue development of China's economy, to promote the development of economy and the constructing of harmonious society.By using the research methods of case analysis and data analysis, the article analyzes the factors of culture, civil consciousness of credit, management, legislation and justice in the cases reported in the fields of commerce, finance, and justice. The research is endeavor to find the root of credit crisis, and give suggestions to prevent and resolve the current credit crisis.