Business Operation And Organization Management Research Of Shanxi Pawn Merchant

Jin Merchant during Ming and Qing times created astounding commercial achievement and owned important place in the China commercial history. Shanxi pawn merchant, called "xidian", is the key portion of Jin Merchant, especially Shanxi financial merchant, which can not be avoided for further research of Jin Merchant. However, research about Shanxi pawn merchant is nearly empty at present and lack systematical research results.Business of Shanxi pawn merchant was various, including mortgage loan, deposit, note issue and so on. Management of business and organization was so strict. The paper systematically introduces its business operation and organization management on the basis of relative material, analyzes and summarizes operation features by use of related theory. This paper is divided three parts. The first part introduces its mortgage procedure and concrete business procession, and builds economic model to analyze mortgage price. The second part mainly introduces its business and management, especially for its deposit from the motivation and situation. The third part analyzes its organization management, personnel choice and education mechanism. Present financial organization can learn much from "xidian", including its strict rule, flexible principle, division of management rights and property, stock incentive and esteem for traditional culture. The paper introduces business operation and organization management of Shanxi Shanxi by use of economics, management, history and sociology; analyzes its mortgage procedure, business procession and type, management organization from the view of institution; understands its operation and management features; researches its estimate code and mortgage time; builds economic model in order to analyze mortgage price and deposit business.