The Research Of Internet Banking Risk Management Of Industrial And Commercial Bank Of China

Internet banking as a newly developing banking business in 21st century is becoming an very important instrumentality in commercial bank marketing. As our financial business wholly opening in 2006, foreign commercial banks will utilize the borderless feature of inter banking to fulfill their long distance service and overcome their lack of branches and small scale. The competition in banking business field will carry on in three aspects namely local and foreign, profession-operation and mix-operation, Internet banking and traditional banking. Thus local banks should not anticipate the competitions in traditional banking business aspect, but also should anticipate in the internet banking competitions. Compared with the experience and superiority of local banks in develop traditional banking business, the conception and skills of internet banking risk management of local commercial banks are lay behind with foreign commercial banks. We take the biggest local commercial bank, industrial and commercial bank of China, research its Internet banking and give our suggestions of risk management. Give advice to improve the operation mood for the registration of company custom and concentrative printing mood of commercial papers.