The Research Of Responsibility System Of Endowment Insurance In China

This text firstly carrying on scientific define to the concept of endowment insurance. At the foundation of explicit endowment insurance ,mainly pass three angles to analysis endowment insurance ,the history, reality and reasonableness. From the angle of history mainly look back to endowment insurance responsibility in the China and Foreign development in order to get some apocalypses from it;From the angle of reality mainly analysis our country current endowment insurance policy; From the angle of reasonableness mainly make use of public product theory to carry on a science define to three attributes of endowment insurance .Secondly, introduces the responsibility body of endowment insurance to analysis , the prior condition is carrying on scientific analysis why the body get involved endowment insurance of the motive.Make use of crossing academics to resarch it,think each body gets involved endowment insurance and undertake responsibility because directly or indirect benefit from the endowment insurance.Thirdly ,through analysis endowment insurance think each layer exist a core responsibility body , but because each responsibility body existing an out of order possibility.In order to carry out the guarantee function of endowment insurance for developing the function of endowment insurance ,we must form the responsibility system among the three body.In the end , aim at the characteristics of different layer endowment insurance on the foundation of the macro research of the endowment insurance responsibility system , study in detail more to the responsibility of three body . Think that three body have to become a kind of responsibility system on the foundation of reasonable division of labour, promoting together the development of endowment insurance, carry out the function of endowment insurance.