The Research Of Financial Security Evaluation System Of China

Since 80's, the financial globalization has become a distinct character and the basic tendency of the global economics. The globalization brings us both advantages and disadvantages. The financial stability is descending. Financial security becomes the core of economic security. After the Southeast Financial Crisis, almost all the countries pay more attention on the research of financial security.There's no financial crisis in our country yet, but there're a lot of accumulating risk owing to some historical and structural reasons, threatening our financial security. Especially after entering WTO, financial opening is deepened, every financial market, even the world economy, is in danger. The financial supervision is much more difficult then ever. As a result, it's necessary and urgent for us to study the financial security problem.The paper put an eye on the financial security theory, gained a footing on the financial security evaluation research, in order to offer the basis of making right policies. Firstly, the paper defines the financial security, the financial risk, the financial crisis and their relationships. Then, narrating the financial crisis and the financial risk theory. Secondly, the paper analyzed the situation of the bank, the insurance and the securities, moreover, the international and national factors. Thirdly, the paper forms a financial security evaluation system. It's made of national economy situation, financial organizations situation, of which, there're bank, insurance and security organizations as the second-level system, and external finance situation. Take the data in 1998-2004 to analyze, the paper evaluates the tendency of our financial security. Last, the paper put forward some countermeasures.