Comparative Analysis Of Japan-Korea S. Financial Systems

The finance, as the core of modern economy, the development of the economy of a country is a very important promotion factor. With economic monetization and promotion of finance process, the finance is increasing to the economic impetus fast, contribute the intensity and improve constantly too. Because one monetary system of country to form at their oneself unique politics, economic development background foundation, therefore vary with external environment condition such as economy, the monetary system should meet the needs of era and economic development to change correspondingly.After the World WarⅡ, the unique recovery of Japan's economy of economic monetary system of Japan, with increasing enormous contribution fast, not only realize the reconstruction of the country rapidly but also jump and become the second economic giant of world in short twenty or thirty years and one; Monetary system of South Korea too to South Korean economic take-off, raise a large amount of fund play an enormous role, make South Korea finish heavy industrialized construction rapidly in the seventies of the 20th century, has realized the industry upgrading of the country, brought up a number of large-scale enterprise groups that enjoyed great prestige in the world at the same time, joined OECD, become the typical representatives of the newly industrializing country of Asia .Since the 1990s especially after the Southeast Asian financial crisis broke out in the 20th century, the economic development of two countries of Japan and Korea S. fall into and stay cool in succession, a lot of large-scale enterprise groups go bankrupt in succession, and involve to trades such as the finance, securities, insurance, etc. rapidly, drops to cause the index of national stock market and connect with, the export comes down sharply, make people too plenty for the eye to take it all in. In the face of Japan and Korea S.'s economic turbulence and current situation improved, have to initiate people's introspection of Japan and Korea S.'s traditional monetary systems of two countries. Two countries originate in the monetary system formed after the war there are any connections with the economic development predicaments of two countries at present, in the face of the financial reform of two countries of tide of the liberalization of the international finance and what course should follow, while analyzing and pondering over these questions, believe that will inevitably there is important reference value to China's financial reform and reality of development.This text deepens the theory and sets out from financial development theory, financial changes theory and finance of western scholars such as a dose of profit, resembling and Goldsmith, etc., have analyzed the importance of the late coming catching up with and surpassing type national financial institutional improvement of economy, certainty of changing constantly in and the monetary system with economic development and reform. Have important theory directive significance in studying the forming, development of Japan and Korea S.'s monetary systems of two countries and improving.Because the monetary system involves a lot of respects of the economy of a country, in order to avoid sinking into the description of the details of various fields, so this thesis touches briefly on the essentials, try from the independence of the Central Banks of two countries of the Japan and Korea S., four representative respects such as relation between bank and enterprise, the structure of financial market and financial supervisory system compare similarities and differences and experience and lessons of monetary systems of two countries.Because the Central Bank implements the department as the core of the modern economic system and formulation of monetary policy, through comparing the independence and the initiative of Central Bank of two countries, help to understand different financial policies between two countries form reason and background issued. The commercial bank is the hugest component of the system of modern financial institution, it is enterprise's financing main channel too, so understand the relation characteristic of banks and enterprises of two countries for analyzing the forming of the bad creditor's rights of two countries and outburst of financial crisis have important reference value. In addition, financial market system and the financial supervisory system, as the important component of the financial system of a country, through comparing with the difference of the two, for analyzing the changes of financial development degree and monetary system of a country have stronger inspiration function.Through the above-mentioned four comparative analysis, for understanding development and changes of the Japanese South Korean monetary system have important meanings, at the same time to economy developing China reform and completion reference and reference value with importance of monetary system at full speed. Especially to the localization and completion of the function of Chinese Central Bank, the financial risks of commercial bank dissolve and the sound and development of the capital market, bringing about an advance in stability of national economy has important function.