Study On Inherent Defect Insurance System Of Housing In China

In recent years, along with the quick development of our country's real estate industry, the residents also compare for the concentration to opinion and antinomies of the housing quantity problem, such as the housing roof crazing , the wall skin shedding off and the floor, the pipe line leaking , even the house tilting or collapse , resulting in serious social result. Under the our country traditional residence quality control mechanism, the residence quantity problem did not get to resolve effectively, injuring the consumers'benefits and affecting the society stability. The residence quantity problem has become the focus of whole social concerns. Therefore, perfectinh our country's residence quality control mechanism, resolving the residence quantity problem, is necessary .This paper makes use of the modern methods such as the information economics and system change economics...etc., having a foothold in the situation of our country and construction marketing reform direction, drawing lessons from the international implement experience on inherent defect insurance , analyzing the problem on current residence quantity in our country. The paper puts forward the basic frame and system establishing our country's residence quality control insurance mechanism. It also puts forward the the environment design perfecting our country's residence quality control mechanism.The textual main contents includes a few aspectses as follows:(1)Passing the contrast of the domestic and international residence quality control mechanism, conclude the reason creating residence quantity problem;(2) Drawing lessons from inherent defect insurance in French, set up our country's residence quality controlling insurance system, and explore the movement mode of the quality control mechanism;(3)Discussing the operation mode of insurance agent , fee rating and so on;(4)Carried on the theories analysis to the establishment of the our country residence quality control insurance from angle of the system economics;(5) Putting forward the kit environment design perfecting our country's residence quality controlling insurance mechanism.