Research On Building Inherent Defects Insurance System

Nowadays in China it is common for the frequent occurrence of defects in buildings, and the present Quality Management System still calls for further improvement in terms of quality risk management. Under such a condition, with Building Inherent Defects Insurance as a research subject, this dissertation proposes that avoiding and decreasing building inherent defects risk can be achieved with the implementation of Building Inherent Defects Insurance in China.Firstly, on the basis of studying the international Building Defects Insurance Systems , this dissertation classifies and analyzes the principle of these systems with Externality Theory .Asymmetric Information Theory and Game Theory.Secondly, with references to the successful implementations of Building Defects Inherent Insurance System in the world, this dissertation proposes the model and development strategies of Building Inherent Defects Insurance system in China.Then, this dissertation investigates the key points of Building Inherent Defects Insurance, including period, exclusions, premium rate.Moreover, this dissertation carries out an exhaustive study on Technical Inspection Service, the key part of Building Defects Insurance Systems, including its working contents and methods. Also, it proposes the way to set up such institutes in ChinaOn the whole, applying qualitative and quantitative analysis, this dissertation examines Building Inherent Defects Insurance Systems by conducting theoretical and practical studies, and provides the beneficial references for the implementation of Building Inherent Defects Insurance system in China both in theory and practice.