The Unfair Of The Information And Related Risk Management Of Commercial Banks

This article focus on the unreal accounting information of enterprises and the difficulty of acquire the information from the market in our country. It will let the enterprises that have no credit to deceive people because they can't acquire enough information. The result of information not enough in lending market make some commercial banks of our country too serious to supply the loans which have lots of deposits.As the runner and administrator, the banks must be deal with the informational problems in daily work if they want to avoid the negative effects of the unfair information. But, how do they resolve the problem?The authors idea is the banks should inform the working modes that'collect more, transmit fast, analyze deeply. Try to make every part more efficiency. Attempt to manage the job in collect information (involve arrangement), transmission (involve save), analyze (involve use). The banks should carry out some detailed measure to change the unreasonable working mode of collect seriously, transmit disorder, analyze slightly.