Study On HuNan Rural Credit Cooperatives Corporate Governance

Rural credit cooperatives are community financial organs which are invested by farmers, country's businessmen and other economic organizations, and their aim is to serve the development of farmers, agriculture and rural economy. They are also the main army of financial service in country and the link with farmers. At present, most Corporate governancein the rural credit cooperatives exist in name only or in name but not in reality. It impedes the smooth rekIrill of the rural credit cooperatives. Therefore, it naturally becomes our inevitable choice to solve the problems existing in the Corporate governanceas soon as possible and to set up the real, cooperative—characteristic, and suiting the modern enterprise operating system administrative structure of legal person.The paper first discture. mainly introduces theory knowledge of Corporate governanceand the development history, person situation, condition of Corporate governanceand the development tendency of rural credit cooperatives. It also introduces the three patterns in rural credit cooperatives since recent reform and makes a summary. The article points out it's necessary to improve Corporate governance for the reform and development of legal person, the author analysis the situation of Corporate governanceon Bank of China, Construction Bank of China which are both on behalf of state-owned sole ownership commercial banks and Communication Bank, China Minsheng Bank which are both on behalf of joint stock system commercial banks. The paper makes a summary about the experience on the development of Chinese banks'Corporate governanceon, and this lays foundation for the research on Corporate governanceon the rural credit cooperatives.the thrid Background in which rural credit cooperatives establish Corporate governanceon Hunan. At the view of administrative structure of legal person, the author appraises the main three patterns which are formed since recent reform in rural credit cooperatives. Then the author thoroughly analysis the present situation and the main problems of Corporate governanceon the rural credit cooperatives in Hunan Province. This lays foundation for proposing the pattern of Corporate governanceon the rural credit cooperatives in Hunan. else Design for Corporate governanceon the rural credit cooperatives in Hunan...