The Analysis And Construction On The System Of Nongovernmental Finance

In the situation of modern market economy, finance has become the center of economy, determining the speed and efficiency of economy. When the function of finance factors is restrained, the economic growth will inevitably surfer from the restraint. Rural finance serves as the core of the gain and development of rural economy and the essential condition for promoting agricultural industrialization and increasing peasants' income. One of the great difficulties, which is hindering rural economic development currently, is that peasant households, township enterprises, small & medium individual enterprises are lack of financial support, which is attracting more and more attention. How to satisfy the rural economic actors' financing demands? The key is to develop rural nongovernmental finance, which is compatible to the rural economy. It is of great importance in theory and reality to do research on this topic.Firstly, the developing course of nongovernmental finance explains the relevant viewpoint of economists on the definition of nongovernmental finance, based on which the author defines nongovernmental finance and clarifies the object in this paper, rural nongovernmental finance in a narrow sense. Then, in the historical perspective, it elaborates the evolution of nongovernmental finance, and analyses its' developing tendency and characteristics, which means that nongovernmental finance has been an important component of financial system, playing a positive role in developing economy.Secondly, it demonstrates the reasons for emergence and development of rural nongovernmental finance, including the unbalance of rural finance supply and demand, financial repression, the cost of transaction etc.. Then we can induce that it is object and inevitable to construct the system of rural nongovernmental finance. Though the analysis on the chance and hindrance, which the rural nongovernmental finance is facing with, we can see it is feasible to construct the system of rural nongovernmental finance at present.Thirdly, it, the development of nongovernmental finance in relevant...