Studies On The Credit Building Problems Of Medium-sized And Small Enterprises

The world economy, especially Chinas economy, is facing a new developing period. With the development of global economy and market—oriented economy integration . Nowdays, people pay more attention to credit problems than before. Credit is becoming an important sign of the world civilization. Therefore, the goal of man is pursuing the credit values and the new economy order based on credit.Enterprise's credit, especially Medium-sized and Small Enterprise's credit, is a barrier of China's economy. Medium-sized and Small Enterprise has 99% of the total amount of China's enterprises, and costs 60% of the economic amount or more. With the recent data, national economy loses 585, 500 million yuan per year because of credit deficiency of Medium-sized and Small Enterprises.So how to build credit management system of Medium-sized and Small Enterprise is an urgent problem. So the author hopes that the article has a new breakthought in this aspect.In this article, the author devotes to study the Medium-sized and Small Enterprise's credit problem, and try to make up the new reseach field in enterprise's credit building. Meanwhile, by through the new reseach , enterprise's credit building awareness will be enhanced and improved, especially, the Medium-sized and Small Enterprise's credit awareness. Therefore,the aim of the article is rising the credit management level and making socialist market economy go forward well.The article consists of four chapters. In chaper one the author elaborates the aim and interest of the article, and give new reseach methods. The chaper 2-4 are the body of the article , and make a contrast between China's enterprise credit and foreign enterprise credit, and analysis the causes and present situation of Medium-sized and Small Enterprise's credit deficiency. The author concludes that Medium-sized and Small Enterprises should build credit system themseves accordinging to our's own nation s situation.