With the ageing of people, it is becoming important that the old people life .the endowment insurance has been made in city, but the rural people who is 71% of the whole populating, is not covered. for the urbanizing ,many rural people who is lack of or none of land can't support themselves ,and is faced with difficulty of living ,they need social security the content of this paper is : analyzing the need of endowment insurance , studying the development of the foreign rural endowment insurance, pointing out the problem of urban endowment insurance , suggesting the rural insurance should be different from the city one , and a new rural model, nominal individual account is adaptive for urbanizing, and researching the feasibility and management model of the new rural endowment insurance .This paper is divided into four chapters, and comprises three parts.The first part: the first part comprise the prolegomena, introducing theory of rural endowment insurance ,the reason and the value of study, various insurance mode for the aged, analyzing the study thought and method.The second part: the second part comprise the first chapter, analyzing the reality about rural endowment insurance ,studying the rural age reality ,studying the need and the insurance model, pointing out the problem .The third part: the third part comprise the second chapter. Studying the development of the foreign rural endowment insurance, achieving important experience available for Chinese rural endowment insurance .The forth part f: the forth part comprise the third chapter .these are the important part of the paper, studying the problem of urban endowment insurance during the process of founding rural one , suggesting the rural insurance should be different from the city one , and a new rural model, nominal individual account is adaptive , researching the feasibility and management model. |