Problems And Solutions About Full Coverage Of Basic Old-age Insurance System In Hebei

Sixth Plenary Session of CCP and the seventh Congress clearly required the construction of urban and rural social security system. In the Fifth Plenary Session of the party's seventh meeting, the Party clearly put forward the "Five-second" period to protect and improve the livelihood of the people adhere to speed up the transformation of economic development as the fundamental starting point and end point. The goal of the next five years is to improve people's livelihood and increase government spending on social programs to expand coverage of social security system and gradually improve the basic public service system, consumption is expected to form a good situation. October 28, 2010 Eleventh National People's Congress Standing Committee of the Seventeenth Meeting of the vote, the "Republic of China Social Insurance Law", from July 1, 2011 onwards. "People's Republic of Social Insurance Law" is the legislative principle of adherence to the "wide coverage, and covers basic, multi-level, the basic principle of sustainability," the broad masses of the people share the achievements of reform and development, the various urban and rural workers and residents will be covered the corresponding social insurance system, to achieve the system without missing exhaustive coverage, seamless convergence.As China's socialist market economic system, the gradual establishment of the social risk is increasing, China's inadequate social security system and the resulting lack of social security is only low to meet basic living needs but can not guarantee that part of the group of people discontent and becomes a socialist harmonious society creating instability. In this paper, Hebei Province as an object of study, analysis of the basic pension insurance system to achieve full coverage of the issues and their countermeasures. The basic old-age insurance system in Hebei system includes national civil service retirement system, pension system institutions, pension insurance system for urban enterprise workers, the new rural social pension insurance system. However, a considerable part of Hebei Province, especially urban residents who are the current basic pension insurance system "marginalized", and with the "Social Security Act," established in all urban and rural populations of the basic endowment insurance system frame gap. And "marginalized" in this part of the population living standard is low, weak to resist the urgent need for social security groups. This part of some people within the system without being incorporated into the system, and some do not have the basic endowment insurance system can join.Basic pension insurance system and the lack of policy community members created a system of unequal access to social security is not conducive to social harmony and stability. As the international financial crisis, China has long been dependent on exports and investment-led model of economic growth in the export growth rate dropped, investors face the difficult circumstances, by expanding domestic demand to promote sustained and healthy economic development has become imperative. Meanwhile, China has entered the aging society, life expectancy and fertility declines in the social pension pressures. And the imbalance of distribution of national income, income distribution is unreasonable, increasing disparity of wealth is not conducive to social stability. In this regard, we have to step up publicity efforts to make the masses understand the basic endowment insurance system, through propaganda, and improve the people's insurance awareness, mobilize the enthusiasm of its insured. At the same time, government should also strengthen the regulatory responsibility to ensure the implementation of the system, as soon as possible policy options will be the basic endowment insurance system marginalized groups into the basic pension insurance system, to resolve their worries. Also, the basic pension insurance system to strengthen the legal implementation of strict implementation of "social insurance law," the relevant laws and regulations, laws and administrative regulations in the basic old-age insurance system for a full system specification. Currently, institutions should speed up the reform of pension system, the contract workers were incorporated into the system; enterprise employees pension system should expand coverage, expand the non-public enterprises in the pension insurance system coverage; new rural social pension insurance system which is running the pilot, To expedite the process of pilot agricultural insurance as soon as possible cover all rural residents; for the urban unemployed residents should be as soon as possible endowment insurance system for urban residents will not incorporated.