Xinjiang Commercial Banks Intermediary Business Development Research

Intermediate Business refers to the commercial banks in the assets and liabilities of the business operations, based on the use of technology, information, institutional networks, such as capital and credit advantages, do not use or less use of bank funds to the identity of intermediaries and agents for the Customer collection and payment processing, consulting, agency, guarantees, leases, and other matters entrusted to provide various financial services and a fee of operations.In other countries, commercial banks, after 20 years of development, including business development inter-quite mature. And foreign commercial banks profit model is different is that China's commercial banks in the middle of the business has just started, profitability is still dependent on deposit and loan business. But with profit pressures increase and the emergence of a large number of loan-deposit gap, China's commercial banks increasing emphasis on intermediate business. However, there are precisely the period in which commercial banks to improve their own capabilities to meet the critical period of competition of foreign banks. In the future competition in the banking industry, is a new business competition, particularly in the middle of business competition. Therefore,China's commercial banks should seize the opportunity to develop intermediary business, enhance international competitiveness.As one of the western provinces of Xinjiang, due to geographical location and cultural environment and other factors, the middle of the business to carry out the relative central and eastern regions of our country is lagging behind, this article was selected based on the above reasons, Xinjiang intermediate business of commercial banks, research perspective, commercial banks and other provinces through the middle of operations carried out by a comparative analysis of commercial banks in the middle of trying to find business development in Xinjiang down unsatisfactory reasons, and then make effective recommendations and countermeasures, this study hopes to be able to commercial banks in Xinjiang the middle of the business to carry out help.