Studies On Medical Liability Insurance In NanJing

Since the medical liability insurance was born in the United States in the 1920s,the system has been carried on for over 100 years. Experiencing silence, awake, soarto the universal insurance, the system has securitied the rights of the medicalinstitutions, doctors and patient. With the development of the economy, the healthcare reform is unceasingly thoroughly. However, because the conflictions betweenmedical institutions and patients are quick increasing and the medical tangles aregetting worse, the solutions to those problems mentioned above have been a focus forthe whole society. However, the risk shifting system not only can realize the balanceof interests for both medical institutions and patients, but also shifts can the medicalrisks and complete the injury. Thus, Medical Liability Insurance has been regarded asthe best way to deal with disputes and mitigate contradiction between the institutionsand patients, and shift medical care career risk.The insurance has entered NanJing in 2008 and aroused widespread concern.Although took some achievement, it still not be satisfied. The Doctor-patient conflictsituation is still grim. The insurance has been listed as local compulsory insurance forthree years in relevant policies propelled by the medical Liability Insurance inNanJing. Although it made some effects, there are lots of aspects should be improved.The paper will introduce the basic concept of medical Liability Insurance andanalyzes the produce foundation, the function of medical liability insurance and thedifferences between related insurance. At the same time, this article, one hand,explores the basic conditions to perform medical liability insurance abroad, andsummarizing the experience. On the other hand, it analyses the achievement andshortcoming of some provinces and cities of china where the medical liability insurance take place in. By the survey of this article, analyzing the present state ofmedical liability insurance coverage, premium, range, the process of claims and inorder to get a better known the present state of medical liability insurance in NanJingand the reason.Summarizing the unique of the medical liability insurance in NanJingand aim at providing policy recommendations about medical liability insurance inNanJing.