The Research Of Beijing Medical Libility Insurance Develepment

Because of the high risky of the medical activity, the hospital and their doctors and nurses needs to share their compensate liability risk for their neglect and omit with other hospitals. That is the realistic background for mechanism of Medical Liability Insurance. The categories of risk which the Medical Liability Insurance can transfer are medical malpractice and medical fault.However, the state that medical liability insurance launches in Beijing is not optimistic. Firstly the medical institutions have not realized the importance of medical liability insurance; they doubt weather it is worth to insure that. Secondly, because correlative regulation of law has many defects and the consequent risk is out of control, the insurance agents have little interesting in these operations. But we should see that medical liability insurance have a good develop prospect because the government support it forcefully and the society have a large need.To accelerate medical liability insurance development, the Government should constitute law and make sure that it can be carrying out forcefully. A t the same time, the correlative regulation should be perfected, so the insurance agent can research and produce these services quickly. It is also important that to strength law propagating and bring up composite researchers, to enhance people consciousness of maintaining right.With the progress of medical system reform, medical liability insurance will gradually translate its policy holder from medical institution to medical themselves, and medical liability insurance will be more commercial and marketable.