Study On BC City Commercial Bank IPO Projects

The national 147 city commercial banks (hereafter refers to as "city bank") develop rapidly, and become a fill vigor competitor in our country financial market, and it is the third echelon in the commercial bank system. besides the state-owned 5 banks and 12 nationwide joint stock system commercial banks. In 2007, Nanjing Bank, Ningbo Bank and Beijing Bank have been in domestic motherboard IPO successively, which had opened the market prologue of the city bank, at present 30 banks have proposed the IPO plan. City bank IPO is advantageous in the consummating company governs, controling the standard of the inside mechanism, enhancing information disclosure, guarding the management risk and realizing healthy sustainable development.But as a result of the management currency as well as the high ratio of debt to net worth characteristic, compared to the industry and commerce enterprise, financial enterprise on the market receives a stricter supervising and managing. How should unify the actual formulation IPO plan is the most extreme matter that the bank city concerns.BC city commercial bank is located in the Northwest of china and established in 1997. After 14 years'development, the level of management improved significantly and formed a unique credit culture in terms of servicing SMEs, it was commended by regulators. The market share of bank deposits, loans are the top three in the city, since changing its name in 2008, it has restructured from a local bank to a business scope covering the regional joint-stock Bank of the province and to be implemented development across the province. In order to tap capital markets and promptly raise capital strength and management level, recently, BC city commercial banks also put towards listed development goals.Based on the analysis and study, writing this feasible analysis of BC city commercial bank listing and program design aims to:First, Is generally out of the city commercial banks listed on the Foundation and condition, second, is listed for an in-depth analysis of the feasibility of BC city commercial bank, third, design is put forward by combining reality, fourth, proposed protection measures. Given the unique Bank kind of the Department of city commercial banks in Chinaand was founded several years ago, domestic academia has not proposed a system of theories for the listing, therefore there is a lack of general lessons of theory in this article. But in terms of practicing. this paper has influence on the BC Bank and other proposed listing of city commercial banks.