The Study On Chinese Banking Implemengt The Equator Principles

Equator Principles as formulated by the world's major financial institutions, and to judge, evaluate and manage project finance in the social and environmental risks of voluntary principles, and established financial institutions to comply with the standards of corporate social responsibility, has developed into the field of international project financing industry practice. Equator Principles help commercial banks to implement corporate social responsibility, enhanced reputation, and enhance risk prevention capacity and improve operating efficiency. The Equator Principles of Commercial Bank of understanding is rather limited or even still in the awareness stage in China.Firstly the article introduces the background of the equator principle, contents and development, and then analyzes the domestic and foreign Banks, of implementation of the equator principle that implement the equator principle has become the trend of international mainstream commercial Banks in China, and as a developing country, only Industrial Bank implement the equator principles; Secondly emphatically analyzed the principle of implementing the equator the influence of commercial Banks, mainly from implementing the equator principle of profit-making mode of equatorial bank to the equator influence, The influence of bank risk management, the influence of financial service risk, social image effects, the effects of sustainable development and so on, and have a conclusion that our country commercial bank to connect the international financial institutions, implement the equator principle is the inevitable choice. Finally to China does not carry out the equator principles mainstream Banks, this article analyses the reasons and based on sustainable financial theory and banking environment risk management theory, according to the actual condition of our country, puts forward the implementation of the equator principle of commercial bank strategy.