The Research Of The Test Construction And The Standard Way Of The Rural Credit Cooperative's Legal People Governing

Corporate governance reform is the important content of the establishment and perfection of the modern finance enterprise system. The structure of corporate governance in Rural Credit Cooperative is defined by property order and its organization form. Scientific and formal governance system can guarantee the high operation efficiency of the modern finance enterprise. The main contents of the current Rural Credit Cooperative reform includes: based on the county level legal person, to reform credit association property system, to make the property relations well defined, and to perfect corporate governance structure". During the five-year reform, a great deal of achievements has been made, but at the same time some undesirable problems occur accordingly. Such as, the"three boards and one management"operation can not be fully executed, the check of balances mechanism can not move effectively, and so on. From this, what problems demand further discussion, the leg between reform goals and reform reality, the different operating mechanisms of different Rural Credit Cooporatives, which apply various property system and organization forms, their different way of shares holding, and different operating process of corporate governance, all the above require further research and study.Taking the theoretical framework of institutional economics, finance and corporate governance structure of modern enterprises, synthesizing related theories and practice reality, combining research analysis and experimental study, qualitative analysis and quantitative analysis, and taking the method of comparison and contrast, the author have collected a lot of related materials from the internet, and executed a lot research works also. This thesis takes the example of Shandong province, thoroughly analyzes the property system of Rural Credit Cooperative, the development and current situation of Rural Credit Cooperative reform, and seriously discusses two property modes (Stock cooperation system, joint stock system) and three kinds of organization forms (County federation of communes, Bank for cooperative, Commercial bank), which are all built upon County federation of communes. Based on the above study, the author points out the main problems and reasons, and proposes the goal of standard corporate governance and the way to achieve it.The thesis includes five chapters. Chapter one is the introduction part; chapter two is concerning the related concepts and theoretical basis, mainly discusses the theories about modern enterprises governance, the new property system, and the regulations about corporate governance in Rural Credit Cooperative reform; chapter three seriously studies the present situation and development process of Rural Credit Cooperative in Shandong province, generalizes its management mechanism and corporate governance reform, and makes a comparative analysis on the main features of the three kinds of organization modes during the process of reform; chapter four shades deep insight into the problems and their reasons of the corporate governance activities; chapter five discusses mainly on the goal and ways to achieve standard corporate governance. Chapter four and five would be the body of this thesis.Conclusions:First, according to the regulations of CBRC issued〔2003〕No.10 and Chinese Seniors issued〔2003〕No.12, the author generalizes the similarities and contrasts of the three kinds of organization modes, and two property mechanisms; then based on empirical study on these three kinds of organization modes and analyses its situation and features of its corporate governance system, at last, the paper concludes that there is a large gap between the reform goals and its true operating acts.Second, by the way of making questionnaire and field surveys, the author points out the problems in the course of corporate governance in Rural Credit Cooperative reform, which are that the"three boards and one management"operation can not be fully executed, the check of balances mechanism can not move effectively. Accordingly the author thinks the reasons for the above difficulties lie in that option to confirm the nature and composition are still policy"confined"and the management system reform of rural credit cooperatives retained"control efforts."Third, based on detailed study and research, on the required corporate governance structure of modern financial enterprise system, the author scientifically designs the development objectives of standardized corporate governance of China's rural credit cooperatives, and thus proposes the ways to execute management reform in China's Rural Credit Cooperatives. They include four levels, first, to further deepen reform of rural credit cooperatives management; second, to set up legislation to confirm the equity property, breaking imprisonment of false stock constitutes; third, to establish and improve the rural credit cooperatives operating regulations and information disclosure system; to scientifically build the policy support system for sustainable development of rural credit cooperatives.