The Research On Government Regulation Of China's Rural Credit Cooperative

A serious impact on the international financial crisis has brought different degree of influence to the national economies , the abnormal fluctuations of the market economy has brought huge resistance to China's rural economic growth and the integration of urban and rural economic development. With the rising degree of openness in agriculture, traditional agriculture in the change of various factors is increasingly apparent constrained, solve the "SAN nong" issue has become a top priority of the party's work. In the current economic recovery and transition stage,we still should face to many uncertain factors and potential risks, the old and new contradictions of rural financial institutions are mutual intertexture and influence, to further increase potential risks and difficulty of supervision of the rural credit in rural market. In the "CPC Central Committee and State Council on the increasing intensity of urban and rural development will further consolidate the basis of agriculture and rural development in a number of opinions" in respect of agriculture and rural work in 2010 raised new demands, "rural credit cooperatives and other banking financial institutions should further increase the agriculture-related credit .According to the characteristics of agriculture and rural, innovating financial products and services way, doing the rural credit environment construction, strengthening and improving the rural financial regulation. "government regulation of China's rural credit cooperative efforts related to the construction of the supervision of rural financial institutions, related to the depth of service the "SAN nong " ,related to the construction of new countryside, related to the development of integration of urban and rural economic, and related to the party's work. Perfection of government regulation mechanism of rural credit cooperatives can be further maintain the stability of rural financial market, driving construction of government supervision mechanism of other financial institution.Business volume of rural credit cooperatives share in a large number of rural financial markets determine the share of the market position of its decisive. In recent years, with the introduction of preferential agricultural policies, rural credit cooperatives have offered direct subsidies in agriculture, home appliances to the countryside benefits, such as the collection of new rural endowment insurance issued on behalf of business, new product innovation and service methods to improve rural credit cooperatives supervision and management of the new requirements. Through analysis of the rural credit cooperatives are not the achievements and difficulties before, in the Government under the guidance of the theory of financial regulation, the credit cooperative organizations learn from the West system of government supervision, organization and advanced management mode, from the concept, system, method, human resources 4 a level, a complete set of measures to further improve the governance of government supervision of rural credit cooperatives.