Promote Development Of Chinese Pawn Broking By Reference Abroad Experiences

The pawn broking in China is developing rapidly, the pawnshops are more than before, the registered capital is developing at the rate of 30% to 50% annually along with the development of Chinese economic and vigorous of financing need in recent years. Now pawn broking has begun to take shape, and the scale, business scope and operation principle is very different from that before, at same times much closer with other industries. But now the industry is facing the problem of related researches lacking because of short of abroad researches and comeback time of domestic industry-only 23 years. This article is aimed at analyzing development condition and envelopment by industry analyst of key area and landscape orientation with industry of abroad, at same times announcing government/legislative body how to promote the healthy development of pawn shop/grasp development tendency for pawn broking and intended investment/resolve some questions and contradiction and supply terms of competitive and investment strategy formulation in parts of effect of government/effect of legislation/development strategy of drawn broking.First this article defines domestic pawn broking and analyzes its main characteristic, then confirms government's definitive function by analyzing a set of measures of government for pawn broking and the affects from pawn broking comeback from 1987 and the restrictive function of legislation condition by analyzing the impact of legislation status and property law issuing. Finally select Beijing and Qingdao as models to summarize the problems through operational feature/scope/change of society function/opportunities and challenges.At same times, this article chooses USA and the UK the two marked feature countries as models, summarizes inspirations of domestic pawn broking through the development histories/status/characteristic of the two countries. Finally table following proposals of how to promote envelopment of pawn broking through referencing abroad experiences:The government should pay attention to the legislation of pawn broking/coherence and cohesion confirm the legal status of pawn broking; promote proper distribution, emphasize rural market; extend operating range; choose business model rationally; improve level of management. Promote development of domestic pawn broking through these suggestions.