Research On The Auto Finance System And Auto Consuming Credit System

The automobile industry has existed and developed for more than one hundredyears. It is the appearance and contribute of the automobile finance that promotes therapid development of automobile industry. Furthermore, cars become very popular tocontemporary society. By now, automobile finance has become the No.2 importantfinance field in the foreign consuming finance systems. Obviously, the developmentof China automobile finance system will provide a good external environment for thedevelopment of the automobile industry.Firstly, the thesis introduce the historical development and basic theories ofautomobile finance, analyze the vital function of the auto finance to the developmentof industry and social progress.Secondly, research and study on the key process of the frame of auto financesystem. It includes, the profit-making model;the credit management;the frameworkof the automobile finance service plays the role of collecting money;the developmentof the product of the automobile finance and so on. The paper describes a relativecomplete automobile finance system in China.After that, analyzing comparatively the status and trends of the development ofChina automobile finance and putting forward concrete advices and countermeasuresin developing the consuming credit of China automobile finance. In China, thedevelopment of automobile consuming credit should be encouraged in order topromote consuming demand and economical growth.