The Study Of The Influence On The Open-End To The Financial System

The financial system have two kinds, one is the integration system, another is the integration system. The financial system in the west developed countries like Germany, Swiss, Austria implemented the integration of financial system, the separate financial system in other countries like Us, English, Japan also followed this trend that transformed into the conglomerate during the 1980s. The separated financial system employed in China. It is an inevitable trend that the separate financial system will be replaced by the integration of financial system ultimately . The current concerns are how we make the process of this transformation smooth and legal. Form the viewpoint of the trend of financial development, the status of the commercial banks declined continuously, at the same time, the other financial departments represented by the investment funds increased rapidly. The investment funds had become one important financial department equated with the commercial banks and the insurance. The open-ended funds had become the mainstream of the investment funds. The open-fund has become the mainstream form of investing fund and the developing tendency of the global fund industry. Our country has had the condition of developing open-fund. Besides introducing the basic meaning of open-fund and related concept category, the theses discuss the necessity, the status problem countermeasure of developing open-fund. The theses mainly discuss relations between the open-fund and the commercial bank , the open-fund is the channels of this transformation of the commercial bank services in China.