Separate Operating System Of Financial Holding Company Study

The unique economic and financial environment of our country determined that the separated operation system will survived in our country. But the mixed operation system will represent the orientation of the future financial management system in our country. The financial holding company has the advantage of the separated operation system and the mixed operation system, it is the best carrier which our country finance management system transforms, it also can enhance the strength and the competitive power of our nation's financial company. So it is important for the reasch of the construction of our nation's financial holding company.After the massively consuled the domestic and foreign correlations literature and several overseas financial holding company's public material, this article introduced the financial holding company's survey and its developmet situation in USA, UK, JAPEN and GERMANY, and selected several financial holding companies to analysis their construction. Afterwards, the article unifies our country's condition, analysised our country's financial management system and the financial condition, and using the real diagnosis analysis method, obtains that our nation's fianancial company is not in the best stage. In this foundation, this article from the pattern, way of construction, government structure, service conformity and supervising aspect to analysis the construction of our nation's financial holding company. The article believe that the pure financial holding company is the best pattern for our nation. In government structure aspect, it is important to realize the diversification of the property right, and it is necessary to formulate and realize specific modern enterprise system and interal control system. The financial holding company should ues the coordination and innovation of the service to realize the conformity of its service. The supervision organization shoule enhance the supervision and support of the financial holding company. Then, the construction of our country's financial holding company can be successed.