Research And Design Of Electronic Certification Service System In Online Banking

Currently, the business operation and internal management and review of commercial banks are more and more dependent on information technology. Along with the rapid development of online banking, whether corporate or personal online banking is greatly increasing on the number of customers and the commitments. On the other hand, some new situations and requirements also occur, which proves the fact that more and more crimes through online banking happen in recent years. In this way, people pay more and more attention on the security of online banking. For the commercial banks, the security of customers'trading must be taken into account during the design and implementation of the online banking system. Therefore, building up a perfect set of electronic certification service system in online banking has already become the primary key of the development of electronic financial services of commercial banks.Based on the requirements of the security module of the new generation online banking system of a commercial bank, the electronic certification service system in online banking the paper describes is well designed and developed. It uses the security technology of all aspects to safely control the client, the application layer, the network layer and the system software layer. Besides general security functions, the system has some other technology innovations listed below: 1,Carrying the concept of using two different types of CA certificate, the system supports both self-built CA and CFCA certificate, either of which can be used to perform identity anthentication. 2,To improve the performance of the Web server, the system adopts external SSL acceleration facility instead of internal one in the Web server. 3,On the concept of two-channel authentication, the paper describes the implementation and working mode of the electronic certification service system when performing two-channel authentication. 4,Equipped with Intrude Protection System and Information Security Monitoring Management Platform, the electronic certification service system is able to resist kinds of security events by performing real-time monitoring and risk evaluation. 5,Through kinds of security technologies, the system ensures the security of client, application layer, network layer and system layer on the platform of online banking system. The security technologies specified above effectively improve the omnibearing security protection level of the electronic certification service system in the new generation online banking and meet the needs of business application security so that the online banking business of the commercial bank can normally develop and safely run.