The Mobile Payment System Architecture And Its Security Analysis

Along with the rapid development of Internet and mobile communication, the electronic commerce services have been grown to be matured. One of the hot topics in the electronic payment field is how to combine technologies from the mobile communication, the Internet and the electronic commerce.By researching the wireless value-added service market and applications of the mobile payments at present, this article proposes that: first, the mobile payment system architecture is compose of communication network, multi-access platform, security authentication system, management system, service process platform, customer support platform, and cooperation system; second, it designs the mobile payment service procedures; third, it analyzes the mobile payment system security. Finally, it draws a conclusion in the mobile payment system, and makes a forecast on the mobile payment services and the new technology.