The Research And Realization Of Synthetical Management System On The POS Transaction Data

Joins WTO along with China, the money market opens gradually, the commercial bank directly will face the overseas bank the competition, between the domestic bank will compete all the more is also intense.Develops the bank sale channel, the profit way also becomes various commercial bank to adapt internationally, the domestic competition situation most important task.The bankcard application also under this kind of situation, the business volume unceasingly expanded, the card number of users in past several years also along with it massive increase.Domestic bankcard market process these years unceasing development, also has the suitable scale, also is containing the huge growth potential; At the same time, the bankcard profession is also facing the unprecedented opportunity and the challenge, various commercial bank, the financial organ must inevitably through the strengthening internal management, the strengthening advance in technology and the technological innovation, reduce the construction and the operation cost, raises the bankcard service level, can promote the enterprise core competitive ability comprehensively, guarantees the enterprise market competition superiority and the long-term sustainable development.After elder's endeavor, some commercial informationization construction has already built the extremely good foundation, the IT personnel regardless of quantitatively all is in various professions front row from the quality, the IT system infrastructure construction is second to none, each service subsystem construction already was basic consummates, several years ago also realized the national data big centralism.But the bankcard service facing the multitudinous numerous service subsystem, the massive useful bankcard history data exists by the information isolated island situation in each operational channel.Because various services subsystem lacks the effective conformity, the information transmission and the sharing method, causes a series of bankcard system backstage date end processing flow not to be able promptly to complete, the direct influence bankcard service grade of service and the development; The bankcard system to unifies the platform development the technical tendency, demands and so on information polymerization, service flow development, operational channel integration is more and more intense.This article studies the commercial bank to construct unifies the POS transaction data synthesis management system management system the process.This commercial bank already has at present constructed the multi-wrap enterprise interior operational channel (main engine system, golden card pretage system, general file transfer system, report form production system, NOTES mail system and so on), have completed the integrity based on the mail system OA system foundation network. These system foundation network unified the POS transaction data synthesis management system management system for the construction to provide the most foundation technical support.Unifies the POS transaction data synthesis management system management system plan use general filing system to gain the bankcard main engine POS transaction data, the commercial bank gold card pretage POS transaction data, the card organization gold card pretage POS transaction data; Realizes the manual monitoring, inducts the way automatically, inducts the data the system; Carries on the clear minute to the data, to the account, enters account processing; Each processing result transmits through the general file transfer system to the report form system production report form, issues the report form various branches report form server; Meanwhile processes through the NOTES mail system same day the result transmission for a level line of, two level of line of related business agency.The POS transaction data synthesis management system management system also provides the connection to the commercial bank various departments, the bankcard user inquiry, reduces this kind of data inquiry to the main engine system pressure.The system realizes the POS transaction data to the account, enters account processing the not manual intervention automatic speech, is opposite enters the account in beforehand handwork, enhances into the account efficiency greatly; Also had the very big enhancement to the account accuracy compared to beforehand semiautomatic method; The overall system all data transmission realizes the comprehensive automation, reduced various technical, the business agency service flow, enhanced the entire bankcard service efficiency.This article main description, has analyzed the commercial bank POS transaction data synthesis management system management system construction principle of design and the realization mechanism.The key elaboration the key technologies which utilizes in the system construction process.