The Research On Network Information Security Insurance

Nowadays almost every country all over the world fixes their eyes on the rapid development of Internet. And they also feel shocked by the frequent accidents about network information security. Under such conditions, technique circles, law circles and administration management circles make suggestion and offer advice one after another, in order to snuff it in the cradle. However, the effect is not so ideal. Facing so, some outstanding persons of network circles and electron commerce circles bring insurance, an old but fresh business, to mind. So in a very short time, network information security insurance comes into being and develops in many places of the world.Network information security insurance is the result of social advancement and economic development in the current time. Just as its name implies, Network information security insurance is to insure for uncertainty of Network information security. We can understand it from two disciplines: first, in the insight of economy, network information security insurance is some economic guarantee system and measure whose function is to apportion the loss of network disaster accidents; second, in the insight of law, network information security insurance is a sort of contract action.To begin with stating the meaning of network information security insurance, the text first analyses the conditions of network information security insurance coming into being: the premises is that the risk of network information security insurance exists and can not eliminate. Economic premises are that it is provided with abundant matter foundation. Also network information security insurance is the outcome of information economy developing to some level. In addition, the text discusses the need, feasibility and questions and measures of the join between the information security industry and insurance industry. Still the text analyses the current status of network information security insurance, including its market scope and structure, the current problems and market competition strategy.Following that, the text studies the development of network information security insurance, including influence elements, development characteristics, and development trend. Last but not least, the text puts forward three pieces of policy advice, that is, to establish and perfect the macro management system, law protection system and policy support system of our country's network information security insurance.