The Study Of Legal Issues Related To Pension Trusts

With the economic and social development, improve the living standards of people, in the current pension system that people can receive the retirement pension amount, just enough to maintain the basic standard of living, making people living in retirement patent deterioration. To enable them to better enjoy their later years, to improve their standard of living, increasing the value of the pension issue has aroused concerns of the community. In this paper, with practice, comparative analysis, from a legal point of view of increasing the value of the pension problem. Throughout the world the practice is not difficult to find, increasing the value of pensions should be order to put into the capital market, and in whom management and investment research on how the Trust to become the best choice. On the theoretical basis from the trust system, value analysis, combining the trust industry in recent years development in China, demonstrates the combination of pension and trust the system and the legal basis of the feasibility of our reality. And in the United Kingdom, Singapore, Chile's pension system based on the analysis of China's pension trust management to make the choice that the Council set up pension funds to manage the investment of the pension, the pension payers and pension fund fiduciary relationship between the Council. However, pension security requirements and restriction on pension funds, professional Board, should be clearly defined by the Legislative Council shall not be on the pensions pension funds to invest, it must be entrusted to professional fund management and investment management company. Any a mature system must by law to restrain the combination of pension and trust the direction of the development of pension reform is bound to be a system to continue. In view of our gaps in the pension legislation, the authors were at the end of the paper from the substantive law and procedural law perspective of the pension trust in the legislative level, content and legal regulation of the Pension Trust's legal regulation recommendations. China should first develop a proposed pension Basic Law, not only for the payment of pensions, management and dissemination of legal regulation, but also trust in the Basic Law, the pension system in the form of law determined, and the Council of pension funds nature of pension rights and obligations of the trust relationship and the responsibility to be clearly defined, with the pension law to protect the safety and efficiency.