The Protection To Credit Right In Individual Credit Checking

The inevitability of the credit economy and its expanding development decide the trend of rapid development of the individual credit business. However, at present, the credit is rather rare, so the individual credit system emerges to restrain the phenomenon. The system provides reference for business by evaluating individual credit, so as to restrain the unfaithful behavior and regulate the market economy order. Therefore, our country begins the exploring of the theory and system in the individual credit checking.However, it is inevitable to concern the individual credit right if checking the individual credit. At present, scholars have studied the theory of the credit right and the credit checking system. But the study of credit right has not connected credit checking system, and the study of right protection is almost blank. This is very unfavorable for the protection of individual right.As a result, the thesis tries to solve these three problems: The first is the definition of the individual credit right. The second is the content of the individual credit right and its balance with the right of privacy in the setting of individual credit checking. The third is the infringement of credit right and countermeasure in legislation and concrete operation.The analysis of the above problems will be helpful to clarify the disputation in individual credit right and individual credit checking in theory. It also be conductive to regulate every subject's infringement and the market economy order in practice.The methods of analysis the thesis adopts are as follows: the first is the method of case analysis. The thesis chooses a typical case in the setting of our country's credit system in order to point out the necessity of the individual credit right. The second is the method of comparative analysis by which the thesis draws lessons from the foreign countries' mature credit law system. The third is the method of induction analysis. The thesis adopts it to analyse and conclude the behavior and reasons of every subject's infringement of credit right to raise the respective protection measure.