| The key fields of realizing the great goal of "Xiao Kang" society is in countryside, the rural area is the focal point , the heaviest and the most arduous task exists in countryside as well. "San Nong" is the heat problem concerned by the theoretical and the practical departments, and how to develop the rural economy becomes one of the most emphasis tasks for the government. There are many changes in our countryside since the beginning of china's reforming and opening up, and rural economy is improved dramatically as result. There are many problems exist in our countryside yet, for example, the agriculture productivity and peasants' income is still low, agricultural infrastructure is poor and necessary capital for rural development is scare. Rural economy can't be improved if there were no adequate capital provision. In the past, the main rural investor was the government and fiscal fund was the main source for rural investment. Nowadays, household takes the role as the main rural investor. Under the situation that household don't have enough capital to accomplish the total investment, the financial institute weigh heavily in rural investment. Among the rural financial system, the RCCs(Rural Credit Cooperatives), as cooperative finance institute, plays a very important role in providing rural investment capital, but the fact is that the RCCs is not the real cooperative finance under the exacting standard, so reform should be make out to overcome the defects and construct new rural investment system based on the cooperative finance. |
