Research On The System Of Occupational Pensions In China

The thesis relates to probing into occupational pensions control by applying economics, financing science, commercial insurance supervision and other correspondent theories in combining with the practice.The article is composed of preface and the paper totaling six chapters.The preface generally describes the significance of selecting the subject, the domestic and international study status, research aim, mode and frame on the subjects of the same class .Occupational pensions are pensions that employers increase employees' income, besides state pensions, occupational pension schemes are salary-related, which means the amount you get will depend upon the number of years you have been a member of the scheme and your final earnings on retirement. It has important roles in the multi-pillar pension system.Over the past decades,due to the aging problem and economic restructuring, pension systems throughout the world have been undergoing changes and reforms. The overall trend is for government to reduce its role in pension provision and at the same time increase the responsibilities of employers and employees. The reform of the pension system in china follows the same trend. While the benefit level of state pensions is being reduced, the government is encouraging the development of occupational pensions.Based on this background, this book introduces and analyzes basic principles, scheme design, actuarial theory, fund investment and the supervision of supplementary pension schemes. The thesis also puts forward suggestions on the establishment and development of China's occupational pension system.Chapter I : Research on the basic theory, the produce and the development.Chapter II: Research on the basic frame of occupational pensions.Chapter III: Research on several types of typical occupational pensions modes of foreign countries for reference.Chapter IV: Research on the current situation and the supervisory mode of occupational pensions in china.Chapter V: Research on the investment and operation of occupational pensions.Chapter VI: Research on the supervision and management over occupational pensions.