Discussion About Competitive Force And Core Competitive Force Of Chinese Commercial Banks

China, has become a formal member of WTO. Our bank industry will enter into a stage of totally opening to other countries in the future several years. With foreign commercial banks' entering into, Chinese commercial banks whose entire competitive force is relatively low would face serious challenge that has never met before. Therefore, it is a rigorous problem to Chinese banking circle that how to improve competitive force of Chinese commercial banks. However, research about competitive force in nearly years mainly focused on common enterprises. Research about commercial bank's competitive power of our country seems deficient. So we choose the important question in our economics to investigate. We discussed and analyzed the meaning of competitive force and core competitive force about commercial banks, factors of competitive force, present state of competitive force and core competitive force about commercial banks in China, policies about how to improve competitive force of Chinese commercial banks and so on in this dissertation in order to provide some constructive consults at present period.Main contents of this dissertation listed as following:Chapter one, introduce and comment on competitive force theories internal and abroad. Expond the category of competitive force and core competitive force of commercial banks, then proposing four sections constituting of competitive force of commercial banks.Chapter two, research objects about competitive force of commercial banks. Put across the index system about competitive force of commercial banks.Chapter three, based on contrastivly analysis, this section compare the difference about competitive force between Chinese commercial banks and foreign commercial banks, explaning reasons about the difference. Investigate the difference about competitive force between state owned commercial banks and new joint-stock commercial banks and illustrating cause about it.Chapter four,recessive competitive force, the administrating power of competitive strategem and outside environment of commercial banks.Chapter five, research the competitive force circumstance of commercial banks in X province. We contrasted the competitive force of state owned commercial banks to that of the joint-stock commercial banks. With which we analyzed the reason that contributed to some defects in the administration of X province commercial banks and put forward some advices about how to improve it.Chapter six, measures about how to improve the competitive force of Chinese commercial banks. We posed some suggestions about how to enhance the intergrated competitive power of Chinese commercial banks.We put standard analysis and demonstration analysis together in this dissertation.First, contrasting analysis. Through contrasting the operation state between some large commercial banks in China and overseas, then contrasting the operation benefit of different types of commercial banks internal. We analyzed the discrepancy of integrated competitive force among them. In term of researching the operation profit of several commercial banks in X province, we presented the character of competitive power in X province and some suggestions to improve it. Second, tendency analysis. According to the history of commercial banks" improvement all over the world and the finance reformation of China, we analyzed the reasons about our monetary system lacking competitive power, posed some reforming measures and development tendency in future.