Study On Financial Risk In China

The precondition and prerequisite of the national economic security are the health, coordinating and developping steadily of the national economy. The finance keeps the state power to run well, bring about an advance in economy and social cause, And carry on macro adjustments and controls, important factor of optimizing resource distribution to the total supply and demand and structure, Influencing the national implementation of great reform and important principles and policies directly. Guarantee the normal running of the finance, often become primary function of the government. Resource distribution that finance have, income assign, not steady to give play to and want and set up too normally with function that increase economy. So, there are inherent positive connections in finance and national economic security, influence the economic security of the country directly.The financial risk is that the uncertainty of a great deal of factors causes from the economic activity. The financial activity is as an important link of the economic activity, uncertains factor that it faces are more and more complicated too. The size of the financial risk fluctuates from head to foot with change of the uncertain factor of economy. These uncertain factors may already be the finance inside perfecting the wrong behavior, It may be the change of the environment of external economy too, can make the financial policy and relevant measure take place and expect that the deviations of the result and actual effect are even deviated from in the course of implementing, Therefore has produced the financial risk. According to result taking place in risk, the risk was always linked with certain loss together, The higher the risk is, the greater too the loss is. If weigh the risk in its economic activity with microeconomy, is only a kind of one that can appraise, tangible economic risk; This macroscopical risk emerging in economic activity of finance, not merely include the inestimable one, add the invisible economic risk tangibly. The possibility brought is that the useless crying over spilt milk economy fluctuates even jeopardize national politics steadily violently. So, must not look the financial risk and general economic risk equally it, Should pay attention to studying and take precautions against, dissolving and stop the financial risk constantly.Since many years, people have already realized that the financial difficulty has been to the social economic development of our country and restriction of the stability, Have proposed that revitalizes the goal of the finance. However, while facing the financial difficulty of our country, still need the potential financial risk paying attention to coexisting with the financial difficulty further. Especially in recent years, our country implemented positive financial policies and already won initial success in spuring economic growth, But meanwhile, the financial risk is strengthened day by day . So, improve to the understanding of the financial risk and pay attention to the study on risk and taking precautions against, Seem particularly important and urgent.This text tries hard to expound the existence, form of expression and reason of China's financial risk from several following respects, And try to propose solving the policy and suggestion of China' s finance potential risk.(1) financial risk is summed up: Have analysed a researcher and is expound the financial risk and risk this of the possibility of the financial crisis takes place and stated basically to the definition of the financial risk both at home and abroad in this chapter, Point out at the same time mat the financial riskhas objectivity, endogeny and other natural disposition the characteristics of compatible, disguise and accumulating nature, And has observed to the present China's finance potential risk theory: Namely scholar attempt mostly. It is each that receive generally acknowledged method of judging these, but operation method improper to reduce their explain strength.(2) Chinese financial risks jud...