On The Risk Of Real Estate Financing And The Measure To Guarding Against It

The development of real estate finance is go with the China's innovation and opening-up,along with the city residential system and the land use system reform,and that worked up development. At the time of China's entry into the WTO,study the capital raise and investment benefit in the market economy system,will become the nucleus problem of the real estate management and decision-making. In the current of real estate commodity and nummular,study the risk of real estate finance and fence with risk,will be very import to the development of the real estate finance in 21 century.Our garment has been decided to choose the real estate,especially the housing industry to the new rise point of the China's economic and social development. The real estate finance is cannot be substitute sustain and the guarantee complication of the real estate development. Fence with the risk of real estate finance,not only the request of stabilization and development for the real estate industry and the real estate finance industry,but also the very import condition for the all finance industry and country economical stabilization and development.In the nearly years,the person in the theoretic kingdom and finance kingdom and the real estate industry,have more and more attach importance to the Fence with risk of real estate finance,and they put forward some useful advices. In the advices,some are very useful,but the others are not so good or so perfect. I will colligate some good representative advices,sum-up their strongpoint combines some my new attitudes,then put forward some new theoretic and opinions.In the active finance system and credit manipulate mode,the real estate finance organizations have to face the risk of credit,the risk of interest rate,the risk of fluidity and the risk in the policy and laws. Therisk cannot be released via the active system,so the finance organizations have not so much promptings to enlarge the load for the housing. At the same time,the government wants to accelerate the housing industry's development,so the finance organizations get in a dilemma. So,how to detract and fence with risk becomes the key of all country economic development.In my study,my aim is to find out the reasons of the risk of Real estate finance and how to fence with,the sixty-four-dollar question is the styles of the risk of real estate finance,how to decrease the possibly of the risk of real estate finance,even more eliminate the risk. In my thesis,I bring forward some conceives and advices to Fence with risk of real estate finance.