Widen The Financing Channel Of Real Estate Of Our Country

The real estate industry is very important in the national economy system. It consists of development, operating, marketing and service industry etc. The real estate industry can drive a series of related industries to develop and provide more employment opportunities to accelerate national economy development. The development of real estate industry can drive architecture, materials, metallurgy about fifty product sections to develop and cause home consume development. The real estate finance will guarantee its industry, it also is the main way to adjust market and accelerate consume. The real estate industry building involves wide limit, large scale and large amount invest about several millions and billions. In the quantity of invest, it is a small amount of their money own and large amount of money was collected from banks. On hand real estate industry's development need a lot of money to loan from banks that improves the development of banks, the same reversely. Two will accelerate and develop each other.But real estate enterprises of our country rely on the bank loan very much at present, close to 70% fund come from bank in some projects, even the proportion of fund of some project come from bank up to about 90%. And in order to guarantee the normal running of the financial market, prevent the real estate from developing unorderly, our country has put out a series of policy and regulation; strengthen the restriction to the loan of the real estate. But its introduction brings certain negative effect, make the finance of real estate become difficult. It mainly caused by the disadvantage existed of real estate financing in our country. So some real estates enterprise began to look for the new financing channel actively.This text carries on research to the financing' channel of real estate of our country on the premise of collecting foreign real estate financing mode, and find out its subject matter existing, proved that, at present, the real estate developer's task is mainly to widen the financing channel of the real estate. Because some financing way, such as real estate trust, real estate fund and securities, etc, have much research already at home. This text draws lessons from the foreign real estate syndicate's financing way, combine the reality of our country, work out the real estate syndicate's financing way that suit for our country, and has proved its' feasibility with the game theory.